Real Estate Investment Calculator

a person using a calculator for accounting

Real Estate Market Analysis

Property & Financing

Monthly Operations

Combined reserve for vacancy/repairs

Monthly PITI & Cash Flow

  • Principal & Interest: $0
  • Property Taxes: $0
  • Insurance: $0
  • Total PITI: $0
$0

Investment Returns

0%
0%
0
$0

ROI vs. Appreciation Simulation

  • Future Property Value: $0
  • Total Profit (Equity + Cashflow): $0
  • Total ROI (over hold period): 0%

Analyst Recommendations

📧 Share via Email

Because “Vibes” Are Not a Strategy

If you are serious about rental property investing, you need more than a gut feeling and a spreadsheet last updated decades ago. You need actual numbers. That is where this tool earns its keep. It helps you evaluate investment property using real math, not optimism and a lucky hoodie. While this tool is powerful, you should also explore all our online real estate investment calculators to cover every aspect of your portfolio.

Why Every Rental Property Owner Needs This Tool

If you are analyzing your first duplex or adding doors to a massive portfolio, then knowing your numbers is non-negotiable. Without these, you are not investing; you are hoping. To build a solid foundation, you need to understand various real estate investment strategies before diving in.

Core Metrics Smart Investors Track

Net Operating Income (NOI)

Total revenue minus operating expenses. To get a granular view of your expenses, you might want to use a rental property expense worksheet or a full rental property profit and loss statement spreadsheet.

Capitalization Rate (Cap Rate)

Your return if you bought the property in cash. Calculated by dividing NOI by the current market value. It answers the question: Is this deal decent, great, or terrible?

Cash-on-Cash Return

Measures the return on the actual cash you put into the deal. For a deeper dive into this specific metric, try our dedicated cash flow real estate calculator.

Return on Equity

As you pay down debt and the property appreciates, your equity grows. Use our return on equity real estate calculator to see if your dead equity should be moved elsewhere.

Meet Your New Favorite Analysis Tool

We built a next-generation tool designed for investors who like their analysis clear and fast. It is far more efficient than a standard rental property analysis spreadsheet. Plug in your purchase price, renovation costs, taxes, rent, and more, and instantly see:

  • Monthly cash flow (yes, PITI is included)
  • Cap rate
  • Cash-on-cash return
  • NOI
  • Long-term ROI projections based on appreciation assumptions

Advanced Tools for Specific Scenarios

In real estate, what you pay matters, but how you structure the deal matters more. If you are buying or selling mid-year, you will need our property tax proration calculator to handle closing adjustments.

For multi-family investors dealing with concessions or irregular lease terms, the net effective rent calculator is essential for finding the true rental value.

Expansion and Strategy

Once you master the basics, you might look into pooling resources with others. We offer a free real estate syndication calculator and Excel spreadsheet for those larger deals.

If you are considering a pivot from long-term leasing to vacation rentals, you should learn how to analyze a short-term rental before committing capital. And if you are looking for a specific market with strong fundamentals, check out our guide on how to invest in Kansas City real estate.

Check Back for Updates to this Real Estate Investment Calculator?

This tool separates hobbyists from professionals. It turns emotion into strategy and “this feels like a good deal” into “this is a 7.8% cap with strong upside.” If you want to know whether a deal actually works, don’t guess. Run the numbers and let the math be the bad guy.